| 17th August 2006 |
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The largest and most
important purchase that people buy is
a house. The increasing cost of houses
makes the choice of the correct property
even more important. Searching for a property
may take several weeks until a short list
is drawn up and visits are made to preferred
choices. These visits rarely last more
than 30 minutes. A choice is made, an
offer presented to the sellers and if
accepted it is left in the hands of the
solicitors for the next few weeks to sort
out the legal matters. If all the searches
are satisfactory the sale is then completed
and the purchaser moves in. |
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The purchasers will
be spending anything from £75000
upwards with the average cost of all types
of houses now reaching £200000,
yet the time most people spent on viewing
a property according to a recent national
survey was less than 30 minutes. Most
families spend more time than this doing
their weekly shopping at the supermarket. |
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Experts advise that much
more care should be taken when making such a major
purchase. A certain amount of work needs to be
done in advance. Decisions need to be made on
the where they want to live, the type of house
and the amount that can be afforded. The property
should be viewed at least twice before an offer
is made.
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The second is a History Search
(NIR9). This search provides a copy of the current
folio and the names and addresses of previous
owners of the property since it became registered.
If they were owners of the same address but
with a different title number the search will
also include a copy of the folio for one other
prior title. It also includes the title plan
for each registered title.
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Prospective purchasers should look out for
damaged roofs and chimneys (take the binoculars),
check the roof from the inside without lights
to check for holes, look for evidence of leaks
or damp and take a spirit level to check if
outside walls are leaning.
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Preliminary research is particularly
important if the purchasers come from outside
the area in which they are buying. LandSearch
offers through its Land Registry Division a range
of affordable preliminary searches that can help
both local purchasers and newcomers. An example
of this would be the Plansearch Plus, this provides
a wealth of information and is usually available
on the same day as an order is made. It has an
aerial photograph of the site, covers any planning
applications in the locality, identifies the sites
of telecommunication base stations, gives details
on footpaths and rights of way, provides neighbourhood
information about schools and other facilities
and contains other useful information such as
local contacts.
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LandSearch are the leading
independent online suppliers of Land Registry
information for all of the UK and Ireland. We
can supply a range of useful information for the
would-be purchaser and others such as main title
deeds, even with no postal address, index maps
and title plans, home information packs, rights
of way and rights of access searches, boundary
dispute searches, history and manorial searches,
names of owner searches, bankruptcy and company
searches, local authority and environmental searches
and more.
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